Estimates only. All monthly payment, total paid, and forgiveness figures are deterministic estimates based on simplified rules.
Not government-affiliated. StuLo.ai is independent of the U.S. Department of Education, Federal Student Aid, SDS, HomePrep, any government agency, and any student-loan servicer.
No FSA credentials. StuLo.ai never asks for and never stores your FSA ID username or password.
Not financial advice. StuLo.ai is educational only and does not provide legal, tax, credit, or financial advice.
Mortgage readiness. DTI impact estimates are illustrative only and do not constitute a mortgage pre-approval.